A cultural view of loan defaults in South Africa
Industry Information

A cultural view of loan defaults in South Africa

If lenders and policymakers in South Africa can meet borrowers where they are economically, culturally, and socially, there may be a path forward that improves financial access while reducing default risk.

BNPL vs. traditional lending: What works best in Kenya?
Lender information

BNPL vs. traditional lending: What works best in Kenya?

While both BNPL and traditional lending provide access to needed funds, they operate under different models, offer distinct benefits, and carry unique risks.

3 alternative data to credit report for enhancing underwriting quality
Growth marketing

3 alternative data to credit report for enhancing underwriting quality

Smart lenders must incorporate alternative data sources to improve underwriting and make more informed lending decisions.