How to get a lending license in Sierra Leone
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How to get a lending license in Sierra Leone

If you operate without a lending license in Sierra Leone, you shall be punishable by a fine not exceeding Le5,000,000, or by imprisonment for a term not exceeding 180 days, or both.Ā  But, that’s not the only reason why you need one, right?  Predatory lending thrives in markets with no regulation. While there may be […]

A cultural view of loan defaults in Namibia
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A cultural view of loan defaults in Namibia

From 2019 to 2024, Namibia has witnessed growing household borrowing alongside a noticeable rise in defaults

How debit order or direct debit works in Ghana
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How debit order or direct debit works in Ghana

This article provides an in-depth look at Ghana’s direct debit system, covering its regulatory framework, operational mechanics, market participants, adoption trends, payment infrastructure, challenges, and future developments.