How to get an FCA consumer credit license in the UK
Obtaining an FCA consumer credit license is a key step for businesses that want to offer loans, credit cards, BNPL, or other consumer credit products in the UK. This guide explains who needs FCA authorization, the application process, eligibility requirements, expected costs, and practical tips to help lenders navigate the licensing process successfully.
We’re giving our lending tech away for free to non-profit and DFIs
If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.
Why Lendsqr is Africa’s most affordable loan management software
The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.
What is automated loan processing?
Automated loan processing uses technology to manage loan applications, from application review and eligibility checks to credit assessment and approval workflows. This article explains how automated loan processing works, its benefits, and how it helps lenders improve efficiency and manage risk.
What is a balloon payment loan?
A balloon payment loan requires borrowers to make smaller regular payments before paying a larger lump sum at the end of the loan term. This article explains how balloon payment loans work, their benefits, potential risks, and what borrowers should consider before choosing one.
What is a debt consolidation loan?
A debt consolidation loan allows borrowers to combine multiple debts into a single loan, making repayments easier to manage. This article explains how debt consolidation loans work, their benefits, potential risks, and what to consider before applying.
What is a credit limit and how does it work?
A credit limit is the maximum amount a lender allows a borrower to access through a loan or credit facility. This article explains how credit limits work, the factors that determine them, and how they affect borrowing, repayment, and credit management.
Lendsqr vs Loan Performer
This article compares Lendsqr and Loan Performer, exploring their loan management features, automation capabilities, integrations, and suitability for different lending businesses. Discover how the two platforms differ and which may better support your lending operations and business growth.
Lendsqr vs Finflux
This article compares Lendsqr and Finflux, exploring their loan management features, automation capabilities, integrations, and suitability for different lending businesses. Learn how the two platforms compare and which may better fit your lending operations and growth goals.
What is a loan top-up and how does it work?
A loan top-up allows borrowers with an existing loan to access additional funds without applying for an entirely new loan. This article explains how loan top-ups work, the eligibility requirements, potential benefits, and factors to consider before increasing your borrowing.
What is embedded lending?
Embedded lending allows businesses to offer loans directly through their existing platforms, such as e-commerce websites, payment apps, or online marketplaces. This article explains how embedded lending works, its benefits, common use cases, and how it helps businesses improve customer access to credit and generate new revenue opportunities.
Simple interest vs compound interest on loans
Simple interest and compound interest affect how much you pay on a loan over time. This article explains how each works, their key differences, and how to determine which interest method costs you more when borrowing.
How to to get a money lender license in Kwara State
Getting a money lender license in Kwara State requires meeting specific requirements and following the appropriate application process. This article covers the key documents, application steps, fees, and considerations to help you understand how to obtain a money lender license in Kwara State.
How to get a money lender license in Niger State
Getting a money lender license in Niger State requires meeting the relevant requirements and following the appropriate application process. This article covers the key documents, application steps, fees, and considerations to help you understand how to obtain your money lender license in Niger State.
