How to get an FCA consumer credit license in the UK
Obtaining an FCA consumer credit license is a key step for businesses that want to offer loans, credit cards, BNPL, or other consumer credit products in the UK. This guide explains who needs FCA authorization, the application process, eligibility requirements, expected costs, and practical tips to help lenders navigate the licensing process successfully.
We’re giving our lending tech away for free to non-profit and DFIs
If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.
Why Lendsqr is Africa’s most affordable loan management software
The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.
What is a loan top-up and how does it work?
A loan top-up allows borrowers with an existing loan to access additional funds without applying for an entirely new loan. This article explains how loan top-ups work, the eligibility requirements, potential benefits, and factors to consider before increasing your borrowing.
What is embedded lending?
Embedded lending allows businesses to offer loans directly through their existing platforms, such as e-commerce websites, payment apps, or online marketplaces. This article explains how embedded lending works, its benefits, common use cases, and how it helps businesses improve customer access to credit and generate new revenue opportunities.
Simple interest vs compound interest on loans
Simple interest and compound interest affect how much you pay on a loan over time. This article explains how each works, their key differences, and how to determine which interest method costs you more when borrowing.
How to to get a money lender license in Kwara State
Getting a money lender license in Kwara State requires meeting specific requirements and following the appropriate application process. This article covers the key documents, application steps, fees, and considerations to help you understand how to obtain a money lender license in Kwara State.
How to get a money lender license in Niger State
Getting a money lender license in Niger State requires meeting the relevant requirements and following the appropriate application process. This article covers the key documents, application steps, fees, and considerations to help you understand how to obtain your money lender license in Niger State.
How to get a money lender license in Enugu State
Getting a money lender licence in Enugu State requires meeting specific requirements and following the appropriate application process. This article covers the key documents, steps, fees, and considerations for obtaining a money lender license in Enugu State.
How to get a money lender license in Cross River State
Getting a money lender license in Cross River State requires meeting specific requirements and following the right application process. This article explains the key documents, steps, fees, and considerations for obtaining a money lender license in Cross River State.
How to get a money lender license in Edo State
Learn how to get a money lender license in Edo State, including the requirements, application process, required documents, and key considerations for starting a lending business.
How to get a money lender license in Anambra State
Starting a money lending business in Anambra State requires the right license and documentation. This guide explains how to get a money lender license in Anambra State, including the requirements, application process, and key considerations.
What is loan refinancing and when does it make sense?
Loan refinancing allows a borrower to replace an existing loan with a new one, often to secure better terms or manage repayments. This article explains how refinancing works, when it may make sense, and what borrowers should consider before refinancing.
How payroll lending works
Payroll lending allows employees to access loans that are repaid through deductions from their salaries. This article explains how payroll lending works, how repayments are managed, and what lenders and borrowers should know about the process.
