How to get an FCA consumer credit license in the UK
Obtaining an FCA consumer credit license is a key step for businesses that want to offer loans, credit cards, BNPL, or other consumer credit products in the UK. This guide explains who needs FCA authorization, the application process, eligibility requirements, expected costs, and practical tips to help lenders navigate the licensing process successfully.
We’re giving our lending tech away for free to non-profit and DFIs
If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.
Why Lendsqr is Africa’s most affordable loan management software
The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.
What are lending APIs and how do you get them?
Lending APIs connect lenders, fintechs, and other businesses to the tools they need to offer credit, from borrower checks and loan applications to disbursement and repayment. Here’s how lending APIs work, what they can do, and how to choose and get the right ones for your business.
How to get all the bank accounts linked to a customer’s BVN in Nigeria
Finding all bank accounts linked to a customer’s BVN can help lenders and financial institutions verify customer information and make better-informed decisions. This article explains how BVN-linked account information can be accessed in Nigeria, the process involved, and key considerations for financial institutions.
Frequently asked questions about direct debit
Direct debit can make it easier for businesses to collect recurring payments, but many people still have questions about how it works, when it is used, and what happens when a payment fails. This article answers frequently asked questions about direct debit, from setting up mandates to managing payments and collections.
Frequently asked questions about BVN
BVN is an important part of Nigeria’s financial system, but many people still have questions about how it works and where it is used. This article answers frequently asked questions about BVN, including its purpose, verification, and role in financial services.
What is a secured loan vs an unsecured loan?
A secured loan requires collateral, while an unsecured loan does not. Learn how both types of loans work, their key differences, risks, and what borrowers should consider before choosing one.
Buy Now, Pay Later (BNPL) vs traditional personal loans
BNPL and traditional personal loans offer borrowers different ways to access credit. This article compares how both options work, their key differences, and what borrowers should consider when choosing between them.
How to choose a loan management system or software for a credit union
Choosing the right loan management system can make it easier for a credit union to manage lending operations, serve members, and grow efficiently. Here are the key features and factors to consider when selecting loan management software for your credit union.
How to get a money lender license in Ogun state
Starting a money lending business in Ogun State requires the right licence and an understanding of the applicable requirements and approval process. This article explains the steps, documents, and key considerations for obtaining a money lender license in Ogun State.
How to choose a loan management system or software for a microfinance institution
Choosing the right loan management system can determine how efficiently a microfinance institution manages borrowers, repayments, collections, and day-to-day lending operations. With so many software options available, it is important to look beyond basic features and consider scalability, automation, reporting, integrations, security, and ease of use. This article explores the key factors microfinance institutions should consider when selecting a loan management system that fits their needs and supports sustainable growth.
🎨 Meet the new Lendsqr admin console
Hello there! 👋 Happy new month, and welcome to September! We’re officially entering the final stretch of 2026. With four months left in the year, this is a great time to take stock of what you’ve accomplished so far, fine-tune your lending operations, and focus on the priorities that will help you finish the year […]
Fixed interest rate vs variable interest rate loans
When taking out a loan, the interest rate can have a major impact on how much you ultimately repay. Fixed and variable interest rate loans work differently, and understanding those differences can help borrowers make better financial decisions. This article explains how each option works, their key advantages and drawbacks, and what to consider before choosing between them.
