The Lendian Chronicles

How to get an FCA consumer credit license in the UK

Obtaining an FCA consumer credit license is a key step for businesses that want to offer loans, credit cards, BNPL, or other consumer credit products in the UK. This guide explains who needs FCA authorization, the application process, eligibility requirements, expected costs, and practical tips to help lenders navigate the licensing process successfully.

June 15, 2026

How to get an FCA consumer credit license in the UK Image

We’re giving our lending tech away for free to non-profit and DFIs

If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.

June 26, 2025

We’re giving our lending tech away for free to non-profit and DFIs Image

Why Lendsqr is Africa’s most affordable loan management software

The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.

September 30, 2024

Why Lendsqr is Africa’s most affordable loan management software Image
How to get an FCA consumer credit license in the UK
Industry Information

How to get an FCA consumer credit license in the UK

Obtaining an FCA consumer credit license is a key step for businesses that want to offer loans, credit cards, BNPL, or other consumer credit products in the UK. This guide explains who needs FCA authorization, the application process, eligibility requirements, expected costs, and practical tips to help lenders navigate the licensing process successfully.

We’re giving our lending tech away for free to non-profit and DFIs
Company Updates

We’re giving our lending tech away for free to non-profit and DFIs

If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.

Why Lendsqr is Africa’s most affordable loan management software
Lender information

Why Lendsqr is Africa’s most affordable loan management software

The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.

How to get a money lender license in Enugu State
Industry Information

How to get a money lender license in Enugu State

Getting a money lender licence in Enugu State requires meeting specific requirements and following the appropriate application process. This article covers the key documents, steps, fees, and considerations for obtaining a money lender license in Enugu State.

How to get a money lender license in Cross River State
Industry Information

How to get a money lender license in Cross River State

Getting a money lender license in Cross River State requires meeting specific requirements and following the right application process. This article explains the key documents, steps, fees, and considerations for obtaining a money lender license in Cross River State.

How to get a money lender license in Edo State
Industry Information

How to get a money lender license in Edo State

Learn how to get a money lender license in Edo State, including the requirements, application process, required documents, and key considerations for starting a lending business.

How to get a money lender license in Anambra State 
Industry Information

How to get a money lender license in Anambra State 

Starting a money lending business in Anambra State requires the right license and documentation. This guide explains how to get a money lender license in Anambra State, including the requirements, application process, and key considerations.

What is loan refinancing and when does it make sense?
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What is loan refinancing and when does it make sense?

Loan refinancing allows a borrower to replace an existing loan with a new one, often to secure better terms or manage repayments. This article explains how refinancing works, when it may make sense, and what borrowers should consider before refinancing.

How payroll lending works
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How payroll lending works

Payroll lending allows employees to access loans that are repaid through deductions from their salaries. This article explains how payroll lending works, how repayments are managed, and what lenders and borrowers should know about the process.

Loan servicing vs loan origination: What’s the difference?
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Loan servicing vs loan origination: What’s the difference?

Loan origination and loan servicing cover different stages of the lending process. This article explains how each works, where they differ, and why lenders need effective processes for both.

5 best commercial lending software
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5 best commercial lending software

Commercial lending software helps lenders manage the complex processes involved in business lending, from loan origination and underwriting to disbursement and repayment. This article explores five commercial lending software options and the features lenders should consider when choosing a solution.

What is loan spreading software?
Industry Information

What is loan spreading software?

Loan spreading software helps lenders organise and analyse financial information from borrower documents, making it easier to assess income, expenses, cash flow, and repayment capacity. This article explains what loan spreading software is, how it works, and how lenders use it in credit assessment.

What are lending APIs and how do you get them?
Industry Information

What are lending APIs and how do you get them?

Lending APIs connect lenders, fintechs, and other businesses to the tools they need to offer credit, from borrower checks and loan applications to disbursement and repayment. Here’s how lending APIs work, what they can do, and how to choose and get the right ones for your business.

How to get all the bank accounts linked to a customer’s BVN in Nigeria
Industry Information

How to get all the bank accounts linked to a customer’s BVN in Nigeria

Finding all bank accounts linked to a customer’s BVN can help lenders and financial institutions verify customer information and make better-informed decisions. This article explains how BVN-linked account information can be accessed in Nigeria, the process involved, and key considerations for financial institutions.

Make Better Informed Decisions

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