Top 10 instant personal loan apps for 10,000 rupees in India
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Top 10 instant personal loan apps for 10,000 rupees in India

Why settle for complicated bank processes when the solution is right in your pocket? Instant personal loan apps are reshaping how Indians manage finances

How to get a lending license in Jamaica
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How to get a lending license in Jamaica

In this guide, we’ll explain the essential steps to securing a lending license and help you understand the requirements and opportunities of doing business in one of the Caribbean's most dynamic economies.

Top 5 loan apps for TT$1,000 in Trinidad and Tobago
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Top 5 loan apps for TT$1,000 in Trinidad and Tobago

If you’re looking for TT$1,000 fast and don’t have time for trial and error, you’re in the right place. We’ve sifted through the noise to bring you the top five loan apps that deliver so you can make an informed choice when it matters most.

How to get a lending license in Trinidad and Tobago
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How to get a lending license in Trinidad and Tobago

This guide will walk you through the steps to obtain a lending license in Trinidad and Tobago, including compliance requirements, key regulators, and tips to ensure you meet all legal obligations.

Best loan management software for Ghanaian lenders: Lendsqr vs. Business Warrior
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Best loan management software for Ghanaian lenders: Lendsqr vs. Business Warrior

Without the right LMS, managing loans can get messy, risky, and downright exhausting. With it, things get a whole lot smoother.

Top 5 loan apps for UGX 200,000 in Uganda
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Top 5 loan apps for UGX 200,000 in Uganda

We’re not just listing the top five loan apps for UGX 200,000; we’re cutting through the noise to help you pick the ones that get you the cash you need fast.

How to get a lending license in South Africa
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How to get a lending license in South Africa

What started as a tiny tuck shop selling ice-cold drinks for Khaya soon evolved into something much bigger. However, it wasn’t long before customers, in between chatting about football and weekend plans, began to ask for small loans — a few rands here, a couple there, just enough to cover groceries or pay school fees. […]

Why Lendsqr is Africa’s most affordable loan management software
Lender information

Why Lendsqr is Africa’s most affordable loan management software

The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.

A deep overview of business and SME loans in Ghana
Industry Information

A deep overview of business and SME loans in Ghana

Executive summary In Ghana today, running a small business isn’t just a choice. It’s a means of survival and progress. With over 80% of employment coming from the informal sector, entrepreneurship is often the default path for many Ghanaians, especially the youth. From food sellers to online vendors and fashion designers in Accra, micro and […]

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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A deep overview of consumer credit in Ghana
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A deep overview of consumer credit in Ghana

This article offers a comprehensive overview of Ghana’s consumer lending sector from 2019 to 2024. It explores the types of loans available, major lenders, the role of fintech, regulation, and the social dynamics of borrowing.

Tala vs Zenka – which is the best in Kenya
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Tala vs Zenka – which is the best in Kenya

If you live in Kenya, you’ve probably had that moment when something unexpected comes up, and suddenly, you need cash fast. Maybe it’s an emergency medical bill, a school fee deadline, or a small business expense that can’t wait. This is where mobile loan apps like Tala and Zenka come in, promising a simple solution […]

Effective loan collections for lenders in Ghana
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Effective loan collections for lenders in Ghana

Across Ghana, more and more people are struggling to keep up with loan repayments. Loan collection doesn’t have to be a battle. With the right strategies, tools, and mindset, lenders can recover loans without chasing people into hiding, and borrowers can stay afloat even when times get tough.

How to get a student loan in the UK as an international student from Botswana
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How to get a student loan in the UK as an international student from Botswana

Every year, hundreds of young Batswana dream of studying abroad, especially in the UK. This guide is here to help you figure it all out from student loans to some lesser-known ways Batswana students are making it work.

How to get a business loan in Ghana
How to

How to get a business loan in Ghana

If you’ve ever tried to grow a business in Ghana, this guide is for you, we’ll break down the types of business loans available in Ghana, where to get them, what lenders are really looking for, and how to boost your chances of getting approved.

A cultural view of loan defaults in Kenya
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A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]

BNPL vs. traditional lending: What works best in Kenya?
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BNPL vs. traditional lending: What works best in Kenya?

While both BNPL and traditional lending provide access to needed funds, they operate under different models, offer distinct benefits, and carry unique risks.

An overview of loan management software in Kenya
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An overview of loan management software in Kenya

This report looks at how loan management software works, why it matters to everyday Kenyans, and how adoption has grown over the past five years.

A deep overview of business and SME loans in Kenya
Industry Information

A deep overview of business and SME loans in Kenya

Whether through banks, SACCOs, digital platforms, or informal channels, we examine how Kenya's business owners are financing their operations and what’s next for them.

A deep overview of consumer credit in Kenya
Industry Information

A deep overview of consumer credit in Kenya

Whether you’re a driver juggling M-Shwari and Fuliza, a kiosk owner weighing whether to borrow from your chama or a loan app, or a policymaker trying to keep up with the pace of lending, this report is for you.