Why non-financial companies are offering credit products
This article looks at why non-financial companies are offering credit products, how they structure these offerings, and what it means for lenders operating in African markets.
The hidden costs of cheap lending software
What many lenders discover later is that ācheapā often means paying the same money in other ways, only with more stress involved.
Breaking down the 3 Rās of credit and why they still matter
The 3 Rās come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.