Offline lending vs online lending: pros and cons
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Offline lending vs online lending: pros and cons

Not to declare one better than the other, but offline and online lending have their benefits and drawbacks.

7 strategies to avoid SME loan defaults as a Nigerian Lender
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7 strategies to avoid SME loan defaults as a Nigerian Lender

While SMEs are generally considered low-risk borrowers, given the ease of verifying their operations through cash flow assessments, on-ground assessments and more. Lending to them is not without its challenges. We’ve done the grunt work for you. Learn the strategies to avoid SME loan defaults as a Nigerian lender.

What is the Credit Guarantee Scheme (CGS)
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What is the Credit Guarantee Scheme (CGS)

By covering part of the risk, the Credit Guarantee Scheme makes it easier for banks to offer better loan terms; larger amounts, longer timelines, and lower collateral requirements.