What are the three C’s of credit and how do lenders actually use them?
Understanding this framework is useful for lenders and equally strategic for borrowers. Knowing how the three C’s are weighed provides insight into what strengthens or weakens an application.
Credit bureaus not enough? Try these alternatives
Credit bureaus are supposed to be the backbone of the lending process, yet they often fall short. Let’s explore three other alternatives
How to get your SMS sender ID as a lender in Nigeria
Nigeria's population of over 220 million people represents a massive potential customer base for businesses, particularly in the financial sector. Mobile penetration rates have reached 87% with 172 million mobile subscribers. This is why lenders must capitalize on SMS because it guarantees broad access to customers.
