How to get a lending license in Malawi
License

How to get a lending license in Malawi

In Malawi, where approximately 54% of the population lives below the poverty line, accessing financial resources remains a significant challenge. Many Malawians harbor dreams of entrepreneurship, yet the lack of capital often prevents them from turning those dreams into reality. The limited availability of formal lending options leads to missed opportunities and unfulfilled potential, leaving […]

Loandisk vs. LendFusion: Which loan management software is better for you?
Lender information

Loandisk vs. LendFusion: Which loan management software is better for you?

The gap between fast-growing lenders and those stuck comes down to software. If you're running a growing operation, this guide will help you figure out which system actually fits your business, your team, and your future as a lender.

Should I lend to this customer? A guide to risk assessment
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Should I lend to this customer? A guide to risk assessment

Every lending decision begins with a critical question: should you lend to this customer? The answer requires more than intuition, it depends on evaluating income, repayment capacity, credit history, existing obligations, and overall risk signals. Effective risk assessment helps lenders separate opportunity from avoidable loss, making it possible to grow responsibly while protecting the loan portfolio. With the right framework, lenders can make faster, smarter, and more consistent credit decisions.