BVN is great, but here are 5 ways CBN can make it better
Creating BVN was a commendable first step, but if it doesnāt evolve with technology, it risks becomingĀ more bureaucratic than valuable.
Why using bank statements is important for loan decisions
Bank statements have proven to be a solid tool for assessing a borrowerās capacity to take a loan. Sometimes, it may even be a means of assessing their character as well (Interesting right? Stay tuned).
What data do credit bureaus collect from lenders?
This article breaks down the specific categories of data that lenders report to credit bureaus across Africa. It focuses strictly on lender supplied data, not how bureaus score it or how lenders later consume it.
