Why you should digitize your Ajo lending business
Savings and investment have been an integral part of our local community from pre-colonial times. This largely due to the communal nature of the African community – we naturally tend to look out for each other, even where finances are concerned. The advent of formal and structured financing avenues have not completely substituted the thrift […]
How Open Banking will transform Credit in Nigeria: Audience Q&A
We had a vibrant turnout at our recent webinar, “How Open Banking will transform Credit in Nigeria,” with dozens of questions from professionals across banking, fintech, and policy. Below is a detailed Q&A covering everything from payments and privacy to infrastructure and cross-border insights. Whether you missed the session or want to dive deeper, here’s […]
How to secure a loan without collateral
Loans are frequently tied to collateral. However, what isn’t commonly known is that not all loans require it. So how do lenders handle such risky loans?