A cultural view of loan defaults in Kenya
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A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]

Top 10 instant personal loan apps for 10,000 rupees in India 2025
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Top 10 instant personal loan apps for 10,000 rupees in India 2025

Why settle for complicated bank processes when the solution is right in your pocket? Instant personal loan apps are reshaping how Indians manage finances

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