How to get a student loan in Uganda
Borrower information

How to get a student loan in Uganda

Student loans exist but as a strategy. If you understand the rules, ask the right questions, and watch your back, they could be your stepping stone instead of a trap.

A cultural view of loan defaults in Kenya
Industry Information

A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]

Essential lending APIs for every lender
Engineering

Essential lending APIs for every lender

To keep up with the demand for fast, personalized service, lenders need to speed up their processes and use more data to meet customer expectations. That’s where Application Programming Interface (APIs) comes in.