Breaking down the 3 R’s of credit and why they still matter
The 3 R’s come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.
How to build your first credit score using diaspora-friendly loan apps
This article breaks down how long it takes to build a credit score, how credit scoring models work, how to establish credit in the US, UK, Canada, or Australia, and how to use diaspora-focused fintech platforms to strengthen your position on both sides of the ocean.
Frequently asked questions about consumer credit in Malawi
This article pulls together clear, research-backed answers to those pressing questions. It doesn’t matter if you’re a first-time borrower, a business professional, or just someone curious about how credit works in Malawi, this guide breaks down the facts, risks, and opportunities.