Breaking down the 3 R’s of credit and why they still matter
The 3 R’s come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.
Offline lending vs online lending: pros and cons
Not to declare one better than the other, but offline and online lending have their benefits and drawbacks.
Why Oradian users still need a dedicated loan management system
For a growing number of institutions, the answer is becoming clearer; they need more than a core system. They need a loan management system that was purpose-built for credit.