How the New FCCPC Regulation Will Shape Consumer Lending: Audience Q&A
We had a vibrant turnout at our recent webinar, “How the New FCCPC Regulation Will Shape Consumer Lending,” with professionals from banks, fintechs, microfinance institutions, cooperative societies, and digital lenders joining us to unpack how Nigeria’s updated consumer-credit rules will impact their businesses. Below is a detailed Q&A capturing the highlights, from compliance and licensing […]
Key providers for lenders in Trinidad and Tobago: Credit scoring, KYC, and payment
In this article, we’re pulling back the curtain on some less obvious players reshaping the lending process in Trinidad and Tobago.
Device finance in Nigeria: A case for BNPL
In an era where a smartphone is no longer a luxury but a fundamental tool for economic survival, Nigeria's "affordability gap" has never been wider. With inflation squeezing disposable income, the traditional model of outright cash purchases is being replaced by the rapid rise of Buy Now, Pay Later (BNPL). This shift isn't just about convenience; it’s a strategic response to currency volatility and a lack of traditional credit infrastructure. By leveraging alternative data and "pay-as-you-go" technology, BNPL providers are turning the dream of high-end tech ownership into a manageable monthly reality for millions of Nigerians, ultimately driving the nation's next wave of digital inclusion