How the bad debt expense formula helps lenders track risk
What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.
Who regulates lending in Zimbabwe
Behind every loan approval or denial is a complex system of laws and regulators meant to keep things in check. This article explores Zimbabwe’s lending environment, who regulates it, what laws apply, how interest rates are controlled, and how these systems affect people.
The punishments and disadvantages of having a bad credit score
A bad credit score could be a hidden burden, making it harder to get the things you need financially and leading to unexpected problems.