Breaking down the 3 R’s of credit and why they still matter
Lender information

Breaking down the 3 R’s of credit and why they still matter

The 3 R’s come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.

How we use Metabase to power our internal reporting
Engineering

How we use Metabase to power our internal reporting

Metabase team deserves immense credit and we, at Lendsqr, are incredibly grateful to them. Their open-source platform is one of the best things we've ever gotten for free from the open source world.

Kenya’s licensing of 42 new digital lenders and what it means for credit markets in Africa
Industry Information

Kenya’s licensing of 42 new digital lenders and what it means for credit markets in Africa

Kenya’s licensing of 42 new digital lenders signals a major shift in how credit markets across Africa are evolving. By bringing more players into a regulated framework, the move aims to improve transparency, protect borrowers, and expand access to formal credit. But it also raises important questions about competition, risk management, and market saturation. For lenders across the continent, this development offers both a blueprint for regulation and a reminder that sustainable growth depends not just on scale, but on trust, compliance, and responsible lending practices.