How the bad debt expense formula helps lenders track risk
What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.
A cultural view of loan defaults in South Africa
If lenders and policymakers in South Africa can meet borrowers where they are economically, culturally, and socially, there may be a path forward that improves financial access while reducing default risk.
How to get a student loan in the UK as an international student from Kenya
As a Kenyan international student, the path to funding your studies in the UK can be rough but there are still ways to overcome these challenges and build the future you’ve always desired. Let’s walk through it step by step in this guide.

