9 common issues lenders face when setting up
Setting up a lending operation isn’t always straightforward, Over time, we’ve learned where most lenders stumble. Here are the issues that consistently slow things down.
What investors want to see before they fund your loan startup
So, what exactly do investors want before they fund your loan startup? Let’s break it down.
A cultural view of loan defaults in Kenya
Executive summary From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]