Importance of credit scoring for loan decisions
Lending

Importance of credit scoring for loan decisions

“What if they don’t pay back?” If we had to compile a list of questions frequently asked by lenders, this would probably be top of the list. It’s the biggest and most terrifying question a lender is faced with when assessing a loan application.Lenders in Nigeria are constantly forced to confront the reality that Nigerians don’t […]

Why Nigerian banks will never win the consumer credit game
Lending

Why Nigerian banks will never win the consumer credit game

Now that we know how important consumer credit is and why it is an important problem, why are banks ill-qualified to solve the problem?

How to get a student loan in South Africa
Borrower information

How to get a student loan in South Africa

In this article, we’ll help you figure out the right loan options as a student in South Africa and give you a breakdown of what you need to know.