A cultural view of loan defaults in Kenya
Executive summary From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]
Comment obtenir une licence de prêt au Maroc
Cet article propose un guide pour s'orienter dans le processus d'obtention de licence au Maroc et comprendre les attentes des autorités de régulation, de la demande à l'obtention de la licence.
What lenders should fix before increasing loan volume
So before any lender decides to increase loan volume, there are a few things worth fixing first. Some are operational and financial, while some of them sit inside technology and team behaviour.