Why lenders and borrowers need credit-life insurance
Borrower information

Why lenders and borrowers need credit-life insurance

Credit-life insurance is a solid alternative for lending institutions to protect themselves against borrower default due to unforeseen life circumstances.

How the bad debt expense formula helps lenders track risk
Lender information

How the bad debt expense formula helps lenders track risk

What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.

Who regulates lending in South Africa?
Lender information

Who regulates lending in South Africa?

This article unpacks the key regulators involved in South Africa’s lending sector, what each one does, and why their roles matter now more than ever.