A deep overview of business and SME loans in Ghana
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A deep overview of business and SME loans in Ghana

Executive summary In Ghana today, running a small business isn’t just a choice. It’s a means of survival and progress. With over 80% of employment coming from the informal sector, entrepreneurship is often the default path for many Ghanaians, especially the youth. From food sellers to online vendors and fashion designers in Accra, micro and […]

A deep overview of business and SME loans in the Philippines
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A deep overview of business and SME loans in the Philippines

This report takes a closer look at how traditional banks, government programs and new digital lending platforms are transforming the financing journey for small businesses.

A cultural view of loan defaults in Namibia
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A cultural view of loan defaults in Namibia

From 2019 to 2024, Namibia has witnessed growing household borrowing alongside a noticeable rise in defaults