How to assess the risks to a loan application
The fact that someone has the means to pay their debts doesn’t always mean that they are responsible enough to do it. Credit Reports and Credit Scores are useful tools for weighing in on where an applicant stands when it comes to these two characteristics (ability and willingness to pay).
How to assess loan applications for individual borrowers
Here's how to thoroughly assess loan applications for individual borrowers to reduce non-performing loans in your loan portfolio
MPowa Finance vs Wonga: which is the best in South Africa
The truth is that neither is perfect. MPowa is strict but fast. Wonga is flexible but requires proof. Choosing between them isn’t about which app sounds better, but which one fits your financial reality?

