What are the three C’s of credit and how do lenders actually use them?
Borrower information

What are the three C’s of credit and how do lenders actually use them?

Understanding this framework is useful for lenders and equally strategic for borrowers. Knowing how the three C’s are weighed provides insight into what strengthens or weakens an application.

Why consistent credit reporting builds lender credibility
Industry Information

Why consistent credit reporting builds lender credibility

In this article, we examine how consistent credit reporting enhances lender credibility, explore the specific benefits for both fintech and traditional lenders, and outline how institutions can implement reporting practices that deliver measurable results.

Credit union vs Money lenders: A comparative overview
Industry Information

Credit union vs Money lenders: A comparative overview

Your rent is due in a few days, or your business needs a quick cash injection to restock inventory. Maybe it’s a medical emergency, and you need funds immediately. Where do you turn? Traditional banks? Not always an option, especially when you don’t have the collateral, credit history, or time to go through the long […]