How Herconomy is making credit accessible to underserved women
In markets, offices, and small shops across Africa, women are constantly at work: running businesses, managing homes, and making daily financial decisions that keep families and communities afloat. Many of them dream of expanding what they’ve built, hiring more hands, or sending their children to better schools. But those dreams often pause at the threshold […]
What is consumptive credit and why is it so damaging?
Understanding how consumptive credit works, and why it behaves the way it does, is important for any lender trying to build a sustainable portfolio.
Credit bureaus not enough? Try these alternatives
Credit bureaus are supposed to be the backbone of the lending process, yet they often fall short. Let’s explore three other alternatives