A cultural view of loan defaults in Uganda
Uganda’s experience illustrates that solving the problem of defaults is not simply about adjusting loan terms or improving credit scoring. It requires an understanding of the cultural frameworks that guide how people borrow, how they prioritize repayments, and how they perceive the consequences of failing to meet their obligations.
How to justify software pricing internally to stakeholders
When you justify a software purchase internally, you are not just asking for approval to spend. You are asking the organization to change how part of the business runs.
Why lenders who spend more on software often lose less money
A lender can move a lot of money and still lose less of it if the business has the right software, the right infrastructure, and the discipline to use both properly.