Offline lending vs online lending: pros and cons
Not to declare one better than the other, but offline and online lending have their benefits and drawbacks.
How to get a lending license in India
The Reserve Bank of India (RBI) has firm compliance requirements, and skipping any step can lead to serious consequences. This guide will walk you through the entire process
Should I lend to this customer? A guide to risk assessment
Every lending decision begins with a critical question: should you lend to this customer? The answer requires more than intuition, it depends on evaluating income, repayment capacity, credit history, existing obligations, and overall risk signals. Effective risk assessment helps lenders separate opportunity from avoidable loss, making it possible to grow responsibly while protecting the loan portfolio. With the right framework, lenders can make faster, smarter, and more consistent credit decisions.