Loan business vs. Lending business: A difference every lender should know
Lender information

Loan business vs. Lending business: A difference every lender should know

One is run as a corporate machine with risk and compliance models, and the other is based on flexibility, personal contact, and sometimes punitive penalties for non-repayment.

Meet Adjutor: Your critical support for making better credit decisions
Lending

Meet Adjutor: Your critical support for making better credit decisions

Nothing scares a lender more than giving loans to someone who doesn’t make the cut right from the start due to lack of affordable API service.  Having sufficient data provides lenders with better assurance when lending to borrowers with a credible history of repayment. Unfortunately, as much as data and algorithms are good for smart […]

Everything to know about the Nigeria credit reporting act
Credit Laws

Everything to know about the Nigeria credit reporting act

This article provides an explanation of the Credit Reporting Act. It stays close to the law while focusing on how the provisions affect lenders in practice.