Credit bureaus not enough? Try these alternatives
Growth marketing

Credit bureaus not enough? Try these alternatives

Credit bureaus are supposed to be the backbone of the lending process, yet they often fall short. Let’s explore three other alternatives

How lending software for small lenders levels the playing field with big banks
Lender information

How lending software for small lenders levels the playing field with big banks

Banks used to win by size because lending rewarded scale: large banks employed armies of underwriters, maintained branches in every district, and stored customer records in costly legacy systems that slowed change and hid useful data. Small lenders could move faster in a neighbourhood or a niche, yet that speed rarely translated into wide reach […]

Why GSI fails for borrowers with unpredictable income
Industry Information

Why GSI fails for borrowers with unpredictable income

Today, we’ll be highlighting three major challenges lenders may encounter when using GSI to recover loans from borrowers with unpredictable income: