Key providers for lenders in Cuba: Credit scoring, KYC, and payment
Industry Information

Key providers for lenders in Cuba: Credit scoring, KYC, and payment

This article explores the providers working to modernize lending in Cuba. From credit scoring systems adapted to data limitations to KYC and payment platforms designed for local challenges.

How to get a lending license in the Philippines
License

How to get a lending license in the Philippines

Whether you're a newbie lender with big dreams or an established lender looking to expand, This guide will walk you through the essential steps to obtaining a lending license in the Philippines.

A cultural view of loan defaults in Kenya
Industry Information

A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]