7 lending strategies every modern lender should consider
This article lays out seven practical strategies that move measurable outcomes: lower customer acquisition cost, higher approval accuracy, faster time to decision, and stronger lifetime value.
Everything you need to know about the Central Bank of Nigeria act
This article walks through the Central Bank Act with a focus on what it means for Nigerian lenders and credit providers.
How to track and reduce your loan portfolio’s delinquency rate
The delinquency rate measures the share of loans in your portfolio that are past due. In simple terms, it’s the percentage of loans with missed payments (often defined as 30, 60 or 90 days late).
