📝 Design your forms, just the way you want it
Hello there! 👋 Happy new month and welcome to October! 🌞 To our amazing lenders in Nigeria, we’re also wishing you a Happy Independence Day! 🇳🇬✨ October is not just the start of another month. It is the beginning of the final quarter of the year, a perfect moment to pause, reflect on how far […]
How Kolo simplifies expense tracking across multiple bank accounts
No matter the amount of personal or company accounts you have, Kolo can help you handle them all.
A cultural view of loan defaults in Kenya
Executive summary From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]