A cultural view of loan defaults in Kenya
Industry Information

A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]

Best loan management software for Namibian lenders: Lendsqr vs. Delter IT
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Best loan management software for Namibian lenders: Lendsqr vs. Delter IT

This article is here to help you decide between two platforms that claim they can turn your loan management into a smooth sailing experience: Lendsqr and Delter IT. But which one is actually built for the Namibian lending reality? Let’s get into it.

Important regulators every Nigerian lender should know
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Important regulators every Nigerian lender should know

The ease at which one can wind up in trouble when handling money is unprecedented. For an industry as delicate as lending, it’s even 10x faster to end up in one regulatory mishap or the other. Unless you know your way around...