How Herconomy is making credit accessible to underserved women
In markets, offices, and small shops across Africa, women are constantly at work: running businesses, managing homes, and making daily financial decisions that keep families and communities afloat. Many of them dream of expanding what theyāve built, hiring more hands, or sending their children to better schools. But those dreams often pause at the threshold […]
What is the Credit Card Act and why was it introduced?
In the years before 2009, credit cards had become one of the most common forms of consumer borrowing in the United States. By 2008, household credit card debt had climbed past $900 billion, according to Federal Reserve data, and card issuers were enjoying some of their most profitable years. The business model was clear: interest […]
How to get a lending license in South Africa
What started as a tiny tuck shop selling ice-cold drinks for Khaya soon evolved into something much bigger. However, it wasnāt long before customers, in between chatting about football and weekend plans, began to ask for small loans ā a few rands here, a couple there, just enough to cover groceries or pay school fees. […]