How lending software for small lenders levels the playing field with big banks
Lender information

How lending software for small lenders levels the playing field with big banks

Banks used to win by size because lending rewarded scale: large banks employed armies of underwriters, maintained branches in every district, and stored customer records in costly legacy systems that slowed change and hid useful data. Small lenders could move faster in a neighbourhood or a niche, yet that speed rarely translated into wide reach […]

A cultural view of loan defaults in Rwanda
Industry Information

A cultural view of loan defaults in Rwanda

Any lasting reduction in default rates will depend not only on stricter systems but also on solutions that align with Rwanda’s social norms, communal values, and the realities of how households manage money under varying economic pressures.

How to get started as a lender in Sierra Leone
Industry Information

How to get started as a lender in Sierra Leone

How do you start lending in a country where most people are still outside the formal financial system? In Sierra Leone, over 70% of the population are financially excluded.Ā  That means the majority of people don’t have access to bank accounts, loans, or digital payment options. This gap leaves many dependent on cash transactions, which […]