How to use Route Mobile with Lendsqr for sending SMS
Once you have your Route Mobile API key, log in to your Lendsqr account. Reach out to our product support team at [email protected] and get set up in 10 minutes.
Credit bureaus, credit scoring, and payments providers for lenders in Ghana
Credit bureaus are the gatekeepers of reliable data, and in a place like Ghana, where non-performing loans (NPLs) hover around 24.3% according to CEIC data, data accuracy isn’t just helpfulāitās non-negotiable. With access to transparent borrower data, lenders are no longer flying blindāthey can effectively sift out high-risk borrowers and reduce default rates, turning chaos […]
Lenders battle against fraudsters; a case for an industry blacklist
As digital lending surges in Nigeria, fraud has quietly become one of the industryās biggest threats, with coordinated identity theft and serial loan defaulters overwhelming individual lenders who battle in isolation. The danger isnāt unique. Kenya offers a stark warning, with an estimated 3.2 million people blacklisted on the countryās TransUnion credit bureau. Without a unified industry blacklist to identify and curb repeat offenders, Nigerian lenders risk following the same path, continually staying several steps behind increasingly sophisticated fraudsters.
