Credit bureaus, credit scoring, and payments providers for lenders in Ghana
Industry Information

Credit bureaus, credit scoring, and payments providers for lenders in Ghana

Credit bureaus are the gatekeepers of reliable data, and in a place like Ghana, where non-performing loans (NPLs) hover around 24.3% according to CEIC data, data accuracy isn’t just helpful—it’s non-negotiable. With access to transparent borrower data, lenders are no longer flying blind—they can effectively sift out high-risk borrowers and reduce default rates, turning chaos […]

What is Lending-as-a-Service?
Company

What is Lending-as-a-Service?

The first thing to note about lending-as-a-service (LaaS) is that it's in the business of technology. It's not a money lending business.

8 signs a borrower would defaultĀ 
Industry Information

8 signs a borrower would defaultĀ 

Any lender who plans to run a profitable loan business and not a charity organization must keep a sharp eye out for signs that a borrower might bail on their loan repayments.