Why Nigerian banks will never win the consumer credit game
Nigerian banks have never been equipped to win the consumer credit game. Their rigid lending practices, heavy collateral requirements, and deep-rooted aversion to retail risk keep everyday borrowers locked out. Fintechs are filling the gap with faster, more flexible solutions, while banks remain stuck in outdated models. Now that we know how important consumer credit is and why it matters, why are banks so ill-qualified to solve the problem?
Top loan management software for Cubans: Lendsqr vs. Mambu
Let’s dig into the finer details of Lendsr and Mambu — not just the features but the possibilities they represent for a society looking for new ways to push past the limits of traditional banking systems.
Building borrower trust in markets with loan sharks and scams
This article explores the facts behind borrower behavior, highlights where lenders often fail, and sets out ways to close the gap.
