A cultural view of loan defaults in Zambia
Industry Information

A cultural view of loan defaults in Zambia

This report analyzes loan defaults in Zambia from 2019 to 2024 through a cultural lens, focusing on personal and consumer lending.

Who regulates lending in Botswana?
Lender information

Who regulates lending in Botswana?

Lending, particularly outside traditional banks, is a growing and tightly regulated sector in Botswana. Whether you're a micro-lender or a fintech company looking to build credit services for the underserved.

How to track and reduce your loan portfolio’s delinquency rate
Lender information

How to track and reduce your loan portfolio’s delinquency rate

The delinquency rate measures the share of loans in your portfolio that are past due. In simple terms, it’s the percentage of loans with missed payments (often defined as 30, 60 or 90 days late).