6 common misconceptions about using GSI for loan recovery
How to

6 common misconceptions about using GSI for loan recovery

GSI can be triggered on customer's accounts when they don't pay their loan. Not true!

What data do credit bureaus collect from lenders?
Industry Information

What data do credit bureaus collect from lenders?

This article breaks down the specific categories of data that lenders report to credit bureaus across Africa. It focuses strictly on lender supplied data, not how bureaus score it or how lenders later consume it.

Why Nigerian banks will never win the consumer credit game
Credit Laws

Why Nigerian banks will never win the consumer credit game

Nigerian banks have never been equipped to win the consumer credit game. Their rigid lending practices, heavy collateral requirements, and deep-rooted aversion to retail risk keep everyday borrowers locked out. Fintechs are filling the gap with faster, more flexible solutions, while banks remain stuck in outdated models. Now that we know how important consumer credit is and why it matters, why are banks so ill-qualified to solve the problem?