Who regulates lending in South Africa?
This article unpacks the key regulators involved in South Africa’s lending sector, what each one does, and why their roles matter now more than ever.
Should I lend to this customer? A guide to risk assessment
Every lending decision begins with a critical question: should you lend to this customer? The answer requires more than intuition, it depends on evaluating income, repayment capacity, credit history, existing obligations, and overall risk signals. Effective risk assessment helps lenders separate opportunity from avoidable loss, making it possible to grow responsibly while protecting the loan portfolio. With the right framework, lenders can make faster, smarter, and more consistent credit decisions.
Build your own web and mobile apps with our core services API
At Lendsqr, we are continuously committed to making lending seamless and reducing the credit gap by providing technology that empowers you to offer credit to underserved populations one country at a time.