How to get a lending license in Namibia
License

How to get a lending license in Namibia

If you’re interested in starting your own cash loan business, this guide provides a detailed pathway to securing a license while adhering to the regulations that shape the industry.

How to get a business loan in Ghana
How to

How to get a business loan in Ghana

If you’ve ever tried to grow a business in Ghana, this guide is for you, we’ll break down the types of business loans available in Ghana, where to get them, what lenders are really looking for, and how to boost your chances of getting approved.

A cultural view of loan defaults in Kenya
Industry Information

A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]