3 ways expense tracking can improve your financial health
Kolo Finance — a personal finance management tool — allows you to combine all your Nigerian bank accounts. With your permission, it can get transaction data from your emails and SMS and put it all together in an understandable manner.
The power of lending APIs
The lending sector is plagued by players reinventing the wheel but Lendsqr's lending APIs aims to break lenders free from this constraint.
3 best React Native alternatives for building mobile loan apps
In the world of mobile app development, there are many ways to skin a cat, and React Native is one of them.
What is loan fraud and red flags to spot fraudulent borrowers
Lending comes with its risks, and adding technology into the mix can make things even trickier. Loan fraud, in particular, has gotten pretty sophisticated, so lenders need to stay alert and watch out for common scams and sneaky tactics.
How Artificial Intelligence (AI) can transform lending
It’s lending’s turn to experience this breakthrough, with companies like Lendsqr leading the charge. So, how will AI transform lending? Let's explore three key ways:
What is on-lending and how does it work?
While there are several ways to finance a lending business, on-lending remains one of the most underutilized methods, likely due to a lack of information.
5 key qualities borrowers look for in a lender
While countless articles detail what lenders want in a borrower, we've flipped the script to highlight what borrowers look for in a lender. So, what qualities convince a borrower that a lender is the right choice?
What is debt forgiveness and how does it work?
If you reside in a country where debt forgiveness programs exist and are struggling to cover debt payments or feel like you’ll never be able to pay everything off, you might consider debt forgiveness an option.
What is rent reporting and why is it important in Nigeria?
Many people who don’t have much credit history do have a history of paying rent on time. But that information doesn't show up on their credit reports or help their credit scores. However, with rent reporting, everything changes.
How to secure a loan without collateral
All over the world, loans are frequently tied to the risk of losing personal items, known as collateral. However, what isn’t commonly known is that not all loans require collateral. While this benefits borrowers, it raises the question: how do lenders handle such risky loans?
Essential loan pricing strategies for every lender
Loan pricing is deciding how much interest to charge on a loan. In this article, we'll look at some factors influencing loan pricing and discuss different strategies for setting loan prices.
BVN is great, but here are 5 ways CBN can make it better
Creating BVN was a commendable first step, but if it doesn’t evolve with technology, it risks becoming more bureaucratic than valuable.
