Should I lend to this customer? A guide to risk assessment
Information

Should I lend to this customer? A guide to risk assessment

Every lending decision begins with a critical question: should you lend to this customer? The answer requires more than intuition, it depends on evaluating income, repayment capacity, credit history, existing obligations, and overall risk signals. Effective risk assessment helps lenders separate opportunity from avoidable loss, making it possible to grow responsibly while protecting the loan portfolio. With the right framework, lenders can make faster, smarter, and more consistent credit decisions.

Frequently asked questions about onboarding to Lendsqr
Company

Frequently asked questions about onboarding to Lendsqr

This FAQ gathers those questions and reframes them into a narrative you can follow. It connects the process and purpose, showing how each step; sign-up, setup, and disbursement, flows into the next.

Lending with USSD – opportunities, challenges, and limitations
Industry Information

Lending with USSD – opportunities, challenges, and limitations

While access to mobile phones is available, smartphones are not as easy to come by. For this reason, an alternative lending channel like USSD that is easily accessible becomes necessary.