Should I lend to this customer? A guide to risk assessment
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Should I lend to this customer? A guide to risk assessment

For any lending business to be profitable, a lender must be assured of recovering their loan. Here are a few practical guides on how to determine if you should lend to a borrower or not.

Key providers for lenders in South Africa: Credit scoring, KYC, and payment
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Key providers for lenders in South Africa: Credit scoring, KYC, and payment

Running a successful lending business anywhere in the world today hinges on one critical factor: access to the right integration. In an industry where risk management is key, leveraging the right tools and partnerships can make or break a lender’s ability to thrive. This is where credit bureaus, credit scoring, Know Your Customer (KYC) infrastructure […]

A deep overview of consumer credit in Botswana
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A deep overview of consumer credit in Botswana

This report explores these developments in depth and presents a narrative-driven overview of Botswana’s consumer lending journey over the past five years.