How to choose your first lending niche
Industry Information

How to choose your first lending niche

Choosing your first lending niche is one of the most important decisions when starting a lending business. Rather than trying to serve everyone, successful lenders often begin by focusing on a specific market such as salary earners, small businesses, students, traders, or asset-backed borrowers. The right niche depends on factors like customer demand, risk profile, competition, and your ability to understand and serve that segment well. Starting with a clear niche can help you build stronger products, manage risk better, and grow more strategically.

Top 5 loan apps for R1500 in South Africa
Borrower information

Top 5 loan apps for R1500 in South Africa

We’ve done the homework for you and compiled a list of five legitimate, user-friendly loan apps in South Africa, perfect for when you need a financial fix.

How debit order works in South Africa
Industry Information

How debit order works in South Africa

This report provides an in-depth analysis of the debit order ecosystem in South Africa from 2019-2024, covering its regulatory framework, operational mechanics, key players, adoption trends, infrastructure, challenges, and future innovations.