How the bad debt expense formula helps lenders track risk
Lender information

How the bad debt expense formula helps lenders track risk

What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.

Five Reasons Why You Should Embrace the “Sharing Economy” Today
Growth marketing

Five Reasons Why You Should Embrace the “Sharing Economy” Today

The phrase “sharing economy” is an umbrella term coined to describe social and economic activity of the new age. It is an economic system in which assets or services are shared between private individuals, either free or for a fee, typically by means of the Internet.

How to build your first credit score using diaspora-friendly loan apps
Borrower information

How to build your first credit score using diaspora-friendly loan apps

This article breaks down how long it takes to build a credit score, how credit scoring models work, how to establish credit in the US, UK, Canada, or Australia, and how to use diaspora-focused fintech platforms to strengthen your position on both sides of the ocean.