Why Nigerians donât pay their loans
The frustration that comes from not being able to recover money because Nigerians donât pay back their loans isnât debatable. But, why donât Nigerians pay back their loans?
5 financial mistakes African immigrants make in their first year abroad
Moving abroad is exciting but costly if youâre unprepared. Here are five common financial mistakes African immigrants make and how to stay ahead.
Importance of credit scoring for loan decisions
Credit scoring has revolutionized the financial landscape by replacing gut feeling with data-driven precision. By analyzing a borrowerâs financial history lenders can accurately predict risk in seconds. This systemic approach doesn't just protect financial institutions from defaults; it democratizes access to capital, allowing for faster processing times and more competitive interest rates for reliable borrowers. In short, the credit score is the gatekeeper of financial opportunity.
