Categories of low-risk borrowers lenders should target
Information

Categories of low-risk borrowers lenders should target

Saying, “I don't want high-risk borrowers,” is one thing; articulating the low-risk customers you seek is another. We have done the grunt work of identifying and categorizing traditionally low-risk borrowers.

How lenders should prepare for the new credit guarantee era
Industry Information

How lenders should prepare for the new credit guarantee era

The following guidance grounded in NCGC’s own structure, principles and announcements explains how banks and fintechs can get ready internally, shape the right loan offerings, align their credit and risk frameworks, educate borrowers, and coordinate across teams for this new guarantee-driven lending ecosystem.

Struggling to get the capital you need to run your loan business?

Struggling to get the capital you need to run your loan business?

We are happy to announce the Onlending initiative, which is geared towards providing capital to lenders at affordable rates to boost their operations and business. With this initiative, you can start or expand your lending business capacity without worrying about where and how to raise capital.