Word on the street: Loans are bad! Maybe not
The Nigerian’s perception of loans can be likened to the human’s fear of wild animals; scary! Okay, maybe that analogy is layered a little too thick, but you must agree that Nigerians hate loans which is ironic because when they eventually get them, they never payback. To the crux of the matter, why do loans have […]
A cultural view of loan defaults in Zambia
This report analyzes loan defaults in Zambia from 2019 to 2024 through a cultural lens, focusing on personal and consumer lending.
A deep overview of consumer credit in Botswana
This report explores these developments in depth and presents a narrative-driven overview of Botswana’s consumer lending journey over the past five years.


