All you need to know about alternative credit scoring
Industry Information

All you need to know about alternative credit scoring

By moving beyond traditional credit reports, lenders can tap into new data sources to get a fuller, fairer picture of a borrower’s financial health.

Download the FCCPC Digital Lending Regulations 2025
How to

Download the FCCPC Digital Lending Regulations 2025

Nigeria’s Federal Competition and Consumer Protection Commission (FCCPC) has published the Digital, Electronic, Online, or Non-Traditional Consumer Lending Regulations 2025. If you are in consumer lending, whether as a digital lender, app developer, service provider, or partner, these regulations are not optional. They define exactly how you can operate, the approvals you must get, and […]

Importance of credit scoring for loan decisions
Lending

Importance of credit scoring for loan decisions

“What if they don’t pay back?” If we had to compile a list of questions frequently asked by lenders, this would probably be top of the list. It’s the biggest and most terrifying question a lender is faced with when assessing a loan application.Lenders in Nigeria are constantly forced to confront the reality that Nigerians don’t […]