Who regulates lending in the Philippines
Industry Information

Who regulates lending in the Philippines

Understanding who regulates lending in the Philippines helps to know who sets the rules in a system that affects households, entrepreneurs, and communities every day.

Importance of credit scoring for loan decisions
Lending

Importance of credit scoring for loan decisions

Credit scoring has revolutionized the financial landscape by replacing gut feeling with data-driven precision. By analyzing a borrower’s financial history lenders can accurately predict risk in seconds. This systemic approach doesn't just protect financial institutions from defaults; it democratizes access to capital, allowing for faster processing times and more competitive interest rates for reliable borrowers. In short, the credit score is the gatekeeper of financial opportunity.

5 reasons why debit cards don’t work for loan collections in Ghana
Lender information

5 reasons why debit cards don’t work for loan collections in Ghana

Relying on debit cards for loan repayments in Ghana might just be a fast track to rising defaults and frustrated borrowers. Here’s why debit cards simply don’t work well for loan collections in Ghana.