How to score a freelancer who doesn’t have a traditional payslip
Lender information

How to score a freelancer who doesn’t have a traditional payslip

This article walks through how to score a freelancer without a traditional payslip. The goal is practical underwriting clarity.

Are lenders evil for charging high interest rates?
Lending

Are lenders evil for charging high interest rates?

The average lender today typically charges 4% — 10% per month (48% — 120% per year). Whoa. It makes you wonder how they recover loans at these rates. At first glance, it seems outrageous, even exploitative but there’s more to the story when you consider the risks and costs lenders face in Nigeria’s financial landscape.

SnapCash, Irorun and other apps for 50,000 naira in Nigeria
Borrower information

SnapCash, Irorun and other apps for 50,000 naira in Nigeria

From as little as 2,000 naira to as much as 50,000 naira, the goal remains the same: to address immediate emergencies.