How debit order works in Botswana
Industry Information

How debit order works in Botswana

This report provides an in-depth analysis of the debit order ecosystem in Botswana from 2019-2024, covering its regulatory framework, operational mechanics, key players, adoption trends, infrastructure, challenges, and future innovations.

All you need to set up a student loan software
How to

All you need to set up a student loan software

In most advanced countries, student loans are the norm, allowing almost everyone to attend university. Sadly, that’s yet to be the case in Nigeria. 

Why borrowers repay more when they have something to lose
Borrower information

Why borrowers repay more when they have something to lose

Loan repayment is often influenced by more than income or willingness to pay, it is also shaped by accountability. Borrowers are often more likely to repay when they have something meaningful to lose, and guarantors are one of the clearest examples of this dynamic. When a trusted friend, family member, or colleague stands behind a loan, repayment carries social, financial, and reputational consequences beyond the borrower alone. For lenders, guarantor-backed lending can strengthen repayment behavior while creating an added layer of confidence in credit decisions.