How to spot risky loan guarantors and protect yourself as a lender
How to

How to spot risky loan guarantors and protect yourself as a lender

A loan guarantor is basically like a secondary borrower. If they can't pay up when the borrower defaults, then having them as a guarantor is pointless.

Kenya’s licensing of 42 new digital lenders and what it means for credit markets in Africa
Industry Information

Kenya’s licensing of 42 new digital lenders and what it means for credit markets in Africa

Kenya’s licensing of 42 new digital lenders signals a major shift in how credit markets across Africa are evolving. By bringing more players into a regulated framework, the move aims to improve transparency, protect borrowers, and expand access to formal credit. But it also raises important questions about competition, risk management, and market saturation. For lenders across the continent, this development offers both a blueprint for regulation and a reminder that sustainable growth depends not just on scale, but on trust, compliance, and responsible lending practices.

GSI vs Direct Debit: Similarities and differences
Lending

GSI vs Direct Debit: Similarities and differences

To clear the air and empower lenders to make informed decisions, let’s dive into the nuances between GSI vs direct debit.