Consumer finance software: Choosing the right fit for your lending model
This article looks at consumer finance software through the lens of alignment: aligning technology with the realities of your lending model.
A deep overview of business and SME loans in Kenya
Whether through banks, SACCOs, digital platforms, or informal channels, we examine how Kenya's business owners are financing their operations and whatâs next for them.
Are lenders evil for charging high interest rates?
The average lender today typically charges 4% â 10% per month (48% â 120% per year). Whoa. It makes you wonder how they recover loans at these rates. At first glance, it seems outrageous, even exploitative but thereâs more to the story when you consider the risks and costs lenders face in Nigeriaâs financial landscape.
