A cultural view of loan defaults in Namibia
Industry Information

A cultural view of loan defaults in Namibia

From 2019 to 2024, Namibia has witnessed growing household borrowing alongside a noticeable rise in defaults

Frequently Asked Questions about productive credit
Borrower information

Frequently Asked Questions about productive credit

This article breaks down the questions that come up when lenders start taking productive credit more seriously.

Kenya licenses 42 digital lenders: what it means for credit markets in Africa
Industry Information

Kenya licenses 42 digital lenders: what it means for credit markets in Africa

Kenya’s licensing of 42 new digital lenders signals a major shift in how credit markets across Africa are evolving. By bringing more players into a regulated framework, the move aims to improve transparency, protect borrowers, and expand access to formal credit. But it also raises important questions about competition, risk management, and market saturation. For lenders across the continent, this development offers both a blueprint for regulation and a reminder that sustainable growth depends not just on scale, but on trust, compliance, and responsible lending practices.