Are lenders evil for charging high interest rates?
Lending

Are lenders evil for charging high interest rates?

The average lender today typically charges 4% — 10% per month (48% — 120% per year). Whoa. It makes you wonder how they recover loans at these rates. At first glance, it seems outrageous, even exploitative but there’s more to the story when you consider the risks and costs lenders face in Nigeria’s financial landscape.

How to assess loan applications for individual borrowers  
How to

How to assess loan applications for individual borrowers  

Here's how to thoroughly assess loan applications for individual borrowers to reduce non-performing loans in your loan portfolio

Frequently Asked Questions about productive credit
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Frequently Asked Questions about productive credit

This article breaks down the questions that come up when lenders start taking productive credit more seriously.