How manual underwriting still fits into an automated loan process
Across Africa, automation has changed how lenders think about credit. Mobile-first lending apps, USSD-based products, and fully digitized bank loans have brought speed and scale that would have been impossible through paper forms and long committee meetings. A borrower who once had to queue in a branch can now get money in minutes, thanks to […]
Kenya’s licensing of 42 new digital lenders and what it means for credit markets in Africa
Kenya’s licensing of 42 new digital lenders signals a major shift in how credit markets across Africa are evolving. By bringing more players into a regulated framework, the move aims to improve transparency, protect borrowers, and expand access to formal credit. But it also raises important questions about competition, risk management, and market saturation. For lenders across the continent, this development offers both a blueprint for regulation and a reminder that sustainable growth depends not just on scale, but on trust, compliance, and responsible lending practices.
How Herconomy is making credit accessible to underserved women
In markets, offices, and small shops across Africa, women are constantly at work: running businesses, managing homes, and making daily financial decisions that keep families and communities afloat. Many of them dream of expanding what they’ve built, hiring more hands, or sending their children to better schools. But those dreams often pause at the threshold […]