A cultural view of loan defaults in Malawi
Executive Summary Between 2019 and 2024, Malawi has seen both a rapid expansion in personal lending and a growing struggle with defaults. While commercial banks, microfinance institutions (MFIs), savings and credit cooperatives (SACCOs), village savings and loan associations (VSLAs), and new digital lenders have opened up access to credit, many Malawians still find it difficult […]
Where to get loans with low interest rates in Nigeria
This guide goes beyond the usual list of loan apps and bank brochures. It takes a clear look at where Nigerians across different income levels and needs can find loans with the lowest possible interest rates, what to watch out for, and how to borrow smartly
A deep overview of business and SME loans in Kenya
Whether through banks, SACCOs, digital platforms, or informal channels, we examine how Kenya's business owners are financing their operations and what’s next for them.