How to finance your child’s school fees with FlexFees

Every parent knows the feeling. The new school term is around the corner, and your child is ready; uniforms clean, books packed, excitement high. But then, reality hits: the school fee invoice. It’s a weighty figure, and your bank balance isn’t quite ready. Do you scramble to borrow? Delay payment? Pull your child out until things settle?

In Nigeria and many other parts of the world, this scenario plays out every term. Quality education is expensive, and most families don’t have the luxury of steady, predictable income. For many parents, entrepreneurs, salaried workers, artisans, the inflow of cash rarely aligns with the billing cycle of schools. And for schools, the story isn’t much different. They depend on timely fees to run operations, pay teachers, buy supplies, and maintain facilities. But when parents delay payments, schools bear the brunt, often forced to operate on shoestring budgets and inconsistent cash flow.

This isn’t just an inconvenience, it’s a structural problem and FlexFees was built to solve it.

What is FlexFees and why does it matter?

“At FlexFees, we’re not just helping parents, we’re stabilizing school operations and securing students’ futures. We chose Lendsqr because we needed a technology partner that understands how lending works at scale, and how important intent is when financing education. With their infrastructure, we’ve been able to focus on what really matters: keeping kids in school.” — Gbolahan Faniran, CEO, FlexFees

FlexFees is a purpose-built tuition financing solution designed to keep children in school and schools in business. Unlike traditional loans, FlexFees isn’t about handing parents cash. It offers tuition fee advances that are paid directly to schools, making sure the funds serve their only purpose: education. For parents, FlexFees offer breathing space.

For schools, it offers financial predictability. While, for students, it ensures continuity in learning. FlexFees benefits three key groups. Parents who face temporary financial gaps, especially at the start of a new term, get the support they need to keep their children enrolled without scrambling for last-minute funds. Schools, often burdened by delayed payments and unpredictable cash flow, gain more financial stability and can plan better. Most importantly, students are shielded from disruptions in their education, ensuring that money issues don’t get in the way of learning.

Also read: All you need to know about the new student loan law

The technology making it possible: Lendsqr 

“FlexFees represents the kind of purposeful lending that we built Lendsqr to support. Where every disbursement is tied to real value. By enabling features like third-party disbursement and equity contribution, we help lenders like FlexFees focus on responsible, impact-driven financing, while we handle the complex tech behind the scenes.” — Adedeji Olowe, CEO, Lendsqr

While FlexFees is what parents and schools interact with, Lendsqr provides the technology that runs it all. From loan setup to fund disbursement, every part of the experience is backed by infrastructure built for digital lenders operating in complex markets. Here are two ways Lendsqr powers the FlexFees promise:

Enabling responsible borrowing through equity contribution: FlexFees requires parents to show financial commitment by contributing a percentage of the tuition upfront, typically around 30%. This isn’t just about reducing default risk; it’s about aligning incentives. When parents invest from the start, they’re more likely to stay committed through repayment. Lendsqr’s infrastructure allows FlexFees to: Define and enforce equity thresholds per loan product, track real-time contributions via the borrower dashboard, and automatically verify contributions before disbursement. This feature makes FlexFees more than a convenience. It turns it into a responsible finance tool for both lender and borrower.

Precision payments through third-party disbursement: Let’s be honest, money meant for school fees doesn’t always make it to the school. Emergencies come up, other bills feel more urgent, and priorities shift. To eliminate that risk, FlexFees never gives money to parents directly. Instead, with Lendsqr’s third-party disbursement engine, tuition fees are sent straight to the school’s account the moment a loan is approved and all conditions are met. This eliminates misuse of funds and builds trust on both ends. FlexFees uses Lendsqr to easily capture and verify school account details during loan applications, automatically route payments to the school once all criteria are met, and maintain full transparency through transaction logs and audit trails. By design, the money never strays from its purpose. That’s how FlexFees ensures every naira truly counts toward education.

Why this collaboration matters

What we’re seeing is more than just a tech-lender partnership. It’s a model for how targeted credit, built on the right infrastructure, can transform access to education. Parents get dignity and breathing room without compromising their child’s learning. Schools get the financial certainty they need to function at their best. FlexFees delivers on its mission with lean operations and real-time control over lending activities. Lendsqr provides the rails that allow it to scale, adapt, and stay compliant without building from scratch. Together, FlexFees and Lendsqr are showing what happens when credit infrastructure meets a well-defined lending problem. The result is a financial product that’s not just effective but impactful.

Also read: 5 reasons why you may need a student loan

Ready to finance your child’s education the smart way?

Imagine a school year where you’re not pulling money from three different sources just to make up your child’s tuition, not having to call in favors, dip into your rent money, or negotiate late payments with the school accountant. Imagine your child walking into class confidently on the first day of term. No delays, no drama.

Now imagine hundreds of schools no longer struggling with broken budgets, planning with uncertainty, or compromising on quality because tuition payments came in late or didn’t come at all. That’s the world FlexFees is quietly building. If you’re a parent trying to secure your child’s education or a school administrator seeking more stable cash flow, FlexFees is already live and accessible. Apply now at www.flexfees.ng.