234Loan is transforming lives, one loan at a time
Information

234Loan is transforming lives, one loan at a time

As their journey progresses, 234Loan has expanded its reach and encountered both challenges and triumphs. Let’s see how it all started and their story so far…  

A cultural view of loan defaults in Kenya
Industry Information

A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]

Frequently Asked Questions about SACCOs
FAQs

Frequently Asked Questions about SACCOs

This FAQ aims to answer the questions you encounter most when working with SACCOs, whether you are assessing credit risk, designing lending products, advising on tech integrations, or evaluating partnerships.