A cultural view of loan defaults in the Philippines
Lender information

A cultural view of loan defaults in the Philippines

The cultural bedrock of family and community in the Philippines suggests that, for better or worse, social norms will continue to shape how loans are taken and repaid.

Where to get loans in Kenya without collateral
Borrower information

Where to get loans in Kenya without collateral

This article explains how Kenya’s unsecured lending system works, what qualifies you for these loans, and how to choose lenders who value your stability, because getting a loan without collateral should make life easier and not more complicated.

How we built Oraculi to help lenders make informed decision
Company

How we built Oraculi to help lenders make informed decision

At the core of any loan management software is a decisioning system that helps a lender decide whether a loan should be given. Ours? Oraculi.