Breaking down the 3 R’s of credit and why they still matter
The 3 R’s come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.
How to score a freelancer who doesn’t have a traditional payslip
This article walks through how to score a freelancer without a traditional payslip. The goal is practical underwriting clarity.
Top 5 loan apps for 5000 Ksh in Kenya 2026
Thing is, accessing 5000 Ksh quickly can be tough. Banks might not lend such small amounts without long approval processes, and asking friends or family can be awkward. That’s where loan apps step in