What is rent reporting and why is it important in Nigeria?
Industry Information

What is rent reporting and why is it important in Nigeria?

Many people who don’t have much credit history do have a history of paying rent on time. But that information doesn't show up on their credit reports or help their credit scores. However, with rent reporting, everything changes.

8 signs a borrower would default 
Industry Information

8 signs a borrower would default 

Any lender who plans to run a profitable loan business and not a charity organization must keep a sharp eye out for signs that a borrower might bail on their loan repayments.

What are the three C’s of credit and how do lenders actually use them?
Borrower information

What are the three C’s of credit and how do lenders actually use them?

Understanding this framework is useful for lenders and equally strategic for borrowers. Knowing how the three C’s are weighed provides insight into what strengthens or weakens an application.